Frugal Tips

Frugal tips for all. Simple ways to save and earn.

37 Ways to Be Romantic on a Budget. Part 1:1-12 HERE

37 Ways to Be Romantic on a Budget. Part 2:13-24 HERE

25. Put a puzzle together. Have some snacks and wine while doing it. Read the rest of this entry »

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Want to kill your credit score instantly? No problem. Here are five easy ways to kill it fast.

1. Every time you visit a store, apply for their credit card. Every time you do this you will not only get a new attractive piece of plastic and a 10% off your first purchase (something that you really didn’t need), but you will lower your credit score by 5 points every time you open a new card.

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Declaring personal bankruptcy should be your last resort. You probably heard it many times from many different people. While this is true and filing for bankruptcy should be avoided at all costs, bankruptcy does have some pros.

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A garage or a yard sale can be a disaster unless you know how to prepare for it and what to expect. If you follow these yard sale tips, it will be smooth and painless. At least I hope so.
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As if college tuition isn’t high enough, those “evil” professors make you buy textbooks. These textbooks usually cost a hundred bucks or more, so for full-time students who are talking 5 classes, books cost more than $500.

The most effective way to save money on textbooks, according to my ex-classmates, was not buying them at all. studentAmazingly, they somehow passed the classes and got more than D’s for them. Since I have always been a nerd, I didn’t want to do that. I didn’t want to pay several hundred bucks for books either, so I found other ways to save. Read the rest of this entry »

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How to Find Great Deals on Cars

Nov-9-2017 By Frugal 101

Buying a car can be a daunting task, especially if you don’t know where to start. Read this article to find out how to find great deals on cars and make your experience much more pleasant.

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How to Save Money at a Restaurant

Nov-2-2017 By Frugal 101

If you live on a tight budget, going out to restaurant is probably the last thing on your list. However, if you know some tips, you can still go out once in awhile and have fun without spending too much cash. Here are my tips how to save money when you go out to eat: Read the rest of this entry »

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Make Your Own Yogurt

Oct-26-2017 By Frugal 101

Last week I wrote about a must-have item in our home – a bread maker. The bread maker was the first item that I actually insisted on buying (Usually I would protest when my husband wants to buy any innovations). The yogurt maker was the second and so far the last kitchen appliance that I bought. It was only about $20 and it was worth every penny. It saves us plenty of money and the yogurt comes out delicious (and healthy!) Read the rest of this entry »

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I have been in a very romantic mood lately, so I decided to search the web for tips how to be romantic on a budget. It is amazing how much information you can find just buy using Google. Even though many tips were kind of corny, there were plenty of fresh and original ideas that anyone can implement into their romantic life. Read the rest of this entry »

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If you owe more than $10,000 on a credit card, it is time to reconsider the way you are paying your debt off and contact your credit card company.

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