Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Read Part 1 HERE

Last time I reviewed Upromise, MyPoints and Creation Rewards – cash back sites that I used quite frequently in the past. I still occasionally use them, but there are a few others which I like more. There are BigCrumbs, Ebates and MrRebates. Read the rest of this entry »

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Many people mistakenly think that living debt free is not possible in today’s world. However, this is not true.

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More Painless Ways to Save Money

Jul-5-2017 By Frugal 101

Whether you were forced to cut your spending by the unfortunate circumstances or decided that spending less is a good new year resolution, these tips will help you reach your goal. Here are some PAINLESS ways to save money:

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How to Raise Your Credit Score Instantly

Jun-27-2017 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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What to Buy for the Man Who Has Everything

Jun-20-2017 By Frugal 101

Probably every one of us have a friend or an acquaintance from “the man who has everything” category. Getting a gift for such a person could be a real pain. I remember how stuck I felt when our millionaire – acquaintance invited us for his housewarming party. What in the world are you supposed to give to a guy who drives a Lexus and just bought a five-million dollar home? Certainly not a $25 gift-card from Wal-Mart. Read the rest of this entry »

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As if college tuition isn’t high enough, those “evil” professors make you buy textbooks. These textbooks usually cost a hundred bucks or more, so for full-time students who are talking 5 classes, books cost more than $500.

The most effective way to save money on textbooks, according to my ex-classmates, was not buying them at all. studentAmazingly, they somehow passed the classes and got more than D’s for them. Since I have always been a nerd, I didn’t want to do that. I didn’t want to pay several hundred bucks for books either, so I found other ways to save. Read the rest of this entry »

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The only way to eliminate debt is to develop your own realistic debt relief plan. While not every debt relief strategy may suit you personally, there area few tips which will help anyone who wants to get rid of their bad debt.

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12.    Laptop. Always hold your laptop by the bottom with two hands. Never hold it by the screen.

Do not store it in very cold or very hot temperatures. Do not place it close to any electrical appliances, because it generates magnetic field. Do not touch the screen with your fingers. While it is obvious to most people, to some this is not. Clean the screen with a lint-free cloth when necessary. Read the rest of this entry »

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Your How-to Guide to Cooking Cheap

May-23-2017 By Frugal 101

The biggest mistake people are making while trying to save money on food, is buying cheap snacks and junk food. As a result they end up spending more on doctors and pills. The best way to go is cooking cheap, which doesn’t have to mean unhealthy. Read the rest of this entry »

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You can clear your debt much faster if you develop some new habits and learn how to live frugally. Cutting your grocery bill in half is not as difficult as many people think. Here are simple tips on how to do it.

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