Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Reducing credit debt is one of the biggest concerns of many American families. As a nation, Americans have one trillion dollars just in credit card debt.

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How to Save Money at a Restaurant

Sep-17-2016 By Frugal 101

If you live on a tight budget, going out to restaurant is probably the last thing on your list. However, if you know some tips, you can still go out once in awhile and have fun without spending too much cash. Here are my tips how to save money when you go out to eat: Read the rest of this entry »

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How to Raise Your Credit Score Instantly

Sep-10-2016 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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37 Ways to Be Romantic on a Budget. Part 1:1-12 HERE

37 Ways to Be Romantic on a Budget. Part 2:13-24 HERE

25. Put a puzzle together. Have some snacks and wine while doing it. Read the rest of this entry »

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If you read my blog you know that I am an Internet junkie, who does everything, including her shopping, online. I love shopping online so much, because it saves my nerves (I don’t have to chase my kids down the isles), time (can visit multiple stores within minutes), gas (a big plus these days) and, most importantly, money.

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If your credit card debt is more than $10,000, then you have a great chance to wipe it off by up to 50%.

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The only way to eliminate debt is to develop your own realistic debt relief plan. While not every debt relief strategy may suit you personally, there area few tips which will help anyone who wants to get rid of their bad debt.

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How to Make Cheap Facial Masks at Home

Aug-6-2016 By Frugal 101

It is amazing how many different creams and facial masks we see on store shelves. Advertisements make us believe that each of them is the best and that if we don’t start using their particular mask or cream, our face will soon be covered in deep wrinkles or terrible blemishes. We, frugal people, are not that easy to trick. You really don’t need to spend too much money on cosmetics. Learn how to make facial masks at home. It is easy, cost-effective and you will be amazed with the results.

One of the easiest masks which I use a lot, is a yogurt mask. It will work for all skin types. Read the rest of this entry »

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Five Simple Ways to Reduce Debt Fast

Jul-30-2016 By Frugal 101

There are many ways to reduce debt fast, but not all of them are easy.

These are my favorite ways to eliminate debt, because they don’t require much effort, but are quite effective.

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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
Last time I wrote about how to save money by making your clothes (general, jeans, knitwear) last longer and how to protect your carpet. Today I’ll write about how to make nail polish, lipstick, food and mattress last longer.
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