Frugal Tips

Frugal tips for all. Simple ways to save and earn.

15 Interesting Money Facts

Aug-30-2014 By Frugal 101

•    The 100 dollar bill has been the largest denomination of currency since 1969 (in circulation).

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I have been in a very romantic mood lately, so I decided to search the web for tips how to be romantic on a budget. It is amazing how much information you can find just buy using Google. Even though many tips were kind of corny, there were plenty of fresh and original ideas that anyone can implement into their romantic life. Read the rest of this entry »

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Save Money by Making Things Last Longer part I: Clothes, Jeans, Knitwear, Carpet

Save Money by Making Things Last Longer part II: Nail Polish, Lipstick, Food Mattress

9.    Cell phone Battery. Turn your phone off when you are not planning to be using it (when you sleep or when you are water-skiing, for example). Also, if you are somewhere where there is poor reception, turn the phone off. When your phone is searching for service, it is working very hard, so they battery will die fast. Read the rest of this entry »

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If your credit card debt is more than $10,000, then you have a great chance to wipe it off by up to 50%.

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If you read my blog you know that I am an Internet junkie, who does everything, including her shopping, online. I love shopping online so much, because it saves my nerves (I don’t have to chase my kids down the isles), time (can visit multiple stores within minutes), gas (a big plus these days) and, most importantly, money.

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As if college tuition isn’t high enough, those “evil” professors make you buy textbooks. These textbooks usually cost a hundred bucks or more, so for full-time students who are talking 5 classes, books cost more than $500.

The most effective way to save money on textbooks, according to my ex-classmates, was not buying them at all. studentAmazingly, they somehow passed the classes and got more than D’s for them. Since I have always been a nerd, I didn’t want to do that. I didn’t want to pay several hundred bucks for books either, so I found other ways to save. Read the rest of this entry »

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How to Raise Your Credit Score Instantly

Jul-19-2014 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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A garage or a yard sale can be a disaster unless you know how to prepare for it and what to expect. If you follow these yard sale tips, it will be smooth and painless. At least I hope so.
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How to Save Money on Vacation Part 2

Jul-5-2014 By Frugal 101

How to Save Money on Vacation Part 1

4. If you decided to stay in a hotel, look for two-star options. Find a reputable 2-star hotel and you can easily save $40-$50 per night. You may have to bring your own toiletries, but if you are on a budget, it is well worth it. Read the rest of this entry »

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Many people mistakenly assume that if the organization they are seeking debt help from is Christian, they are at a lesser risk of being scammed. Unfortunately, the fact that the organization calls itself Christian, doesn’t mean that it is Christian at all.

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