Frugal Tips

Frugal tips for all. Simple ways to save and earn.

If you read my blog you know that I am an Internet junkie, who does everything, including her shopping, online. I love shopping online so much, because it saves my nerves (I don’t have to chase my kids down the isles), time (can visit multiple stores within minutes), gas (a big plus these days) and, most importantly, money.

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If your credit card debt is more than $10,000, then you have a great chance to wipe it off by up to 50%.

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The only way to eliminate debt is to develop your own realistic debt relief plan. While not every debt relief strategy may suit you personally, there area few tips which will help anyone who wants to get rid of their bad debt.

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How to Make Cheap Facial Masks at Home

Aug-6-2016 By Frugal 101

It is amazing how many different creams and facial masks we see on store shelves. Advertisements make us believe that each of them is the best and that if we don’t start using their particular mask or cream, our face will soon be covered in deep wrinkles or terrible blemishes. We, frugal people, are not that easy to trick. You really don’t need to spend too much money on cosmetics. Learn how to make facial masks at home. It is easy, cost-effective and you will be amazed with the results.

One of the easiest masks which I use a lot, is a yogurt mask. It will work for all skin types. Read the rest of this entry »

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Five Simple Ways to Reduce Debt Fast

Jul-30-2016 By Frugal 101

There are many ways to reduce debt fast, but not all of them are easy.

These are my favorite ways to eliminate debt, because they don’t require much effort, but are quite effective.

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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
Last time I wrote about how to save money by making your clothes (general, jeans, knitwear) last longer and how to protect your carpet. Today I’ll write about how to make nail polish, lipstick, food and mattress last longer.
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Want to kill your credit score instantly? No problem. Here are five easy ways to kill it fast.

1. Every time you visit a store, apply for their credit card. Every time you do this you will not only get a new attractive piece of plastic and a 10% off your first purchase (something that you really didn’t need), but you will lower your credit score by 5 points every time you open a new card.

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How to Save Money on Vacation

Jul-8-2016 By Frugal 101

While the most frugal way to save money on vacation is to stay home, it is not always the best way. Everyone needs to get away from work, stress and troubles and have some fun. Here are some tips how to save money on vacation.

1. Wherever you are going, bring your own snacks and even some food if possible. There is no need to spend $2 on a small bag of chips or an unhealthy chocolate bar, when you can bring all these (bought in advance for a normal price) with you. Food from airport food stands or hotel vending machines is way overpriced and often very unhealthy.
The best things to bring along on your vacation are: Read the rest of this entry »

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I don’t like to spend extra money on things that I can live without, so when a friend of mine told me she bought a bread machine and was highly recommending it, I just nodded and switched the subject.
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Is Eliminating Debt Always a Good Idea?

Jun-24-2016 By Frugal 101

Even though I am an advocate of debt free living I have to admit that sometimes there are situations when eliminating debt may be a mistake.

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