Frugal Tips

Frugal tips for all. Simple ways to save and earn.

How to Raise Your Credit Score Instantly

Mar-23-2015 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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One of my favorite things about online shopping is Cash back sites. All the ones I use are free to join, easy to use, absolutely safe and you don’t have to do any extra effort to get some cash back. All you have to do is click through links to your favorite stores through a cash back site before you shop there. And that’s it. All your purchases will automatically credit to your account and then sent to your PayPal if you have one. If not, some cash back sites will send you a check. Read the rest of this entry »

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22 Easy Tips to Save Money

Mar-9-2015 By Frugal 101

We often associate the phrase “saving money” with something unpleasant, such as not going shopping for awhile or skipping our regular Saturday night out. These would certainly help, but there are a number of other easier ways to save money, which many people are neglecting. The reason for neglecting them is probably the fact that you don’t save a lot of money at once. Every time you do or don’t do something you save cents, but if you make them a habit, you will be surprised how quickly these cents will add up and help your budget.counting money

Here are the things which every frugal person should remember: Read the rest of this entry »

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There are not that many of us who haven’t tried to find ways to make money fast, or at least haven’t thought of it. This is the main reason why the number of people who fall for get-rich-fast scams is incredibly high. We want to make money FAST.
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Be Aware of the Biggest Money Scams

Feb-22-2015 By Frugal 101

According to recent statistics 1 in 20 people lose money to scams. People who are seeking jobs or are trying to get out of debt are the main targets of scam artists.
Here are the biggest money scams to be aware of, especially if you fall into these two categories:

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In case you didn’t know, the U.S. Government set millions of dollars aside to help Americans who are in debt.

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I have been in a very romantic mood lately, so I decided to search the web for tips how to be romantic on a budget. It is amazing how much information you can find just buy using Google. Even though many tips were kind of corny, there were plenty of fresh and original ideas that anyone can implement into their romantic life. Read the rest of this entry »

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With the economy going down, more and more people discover ways to live on a budget and save as much money as they can. One of the best ways to save money is to learn to cook from scratch.

Making pancakes from scratch can be a nightmare unless you know the perfect recipe. If you know it, it is actually very easy and it will save money.

Russian pancakes from scratch

Russian pancakes from scratch

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Five Simple Ways to Reduce Debt Fast

Jan-25-2015 By Frugal 101

There are many ways to reduce debt fast, but not all of them are easy.

These are my favorite ways to eliminate debt, because they don’t require much effort, but are quite effective.

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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
Last time I wrote about how to save money by making your clothes (general, jeans, knitwear) last longer and how to protect your carpet. Today I’ll write about how to make nail polish, lipstick, food and mattress last longer.
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