Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Many people mistakenly assume that if the organization they are seeking debt help from is Christian, they are at a lesser risk of being scammed. Unfortunately, the fact that the organization calls itself Christian, doesn’t mean that it is Christian at all.

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As if college tuition isn’t high enough, those “evil” professors make you buy textbooks. These textbooks usually cost a hundred bucks or more, so for full-time students who are talking 5 classes, books cost more than $500.

The most effective way to save money on textbooks, according to my ex-classmates, was not buying them at all. studentAmazingly, they somehow passed the classes and got more than D’s for them. Since I have always been a nerd, I didn’t want to do that. I didn’t want to pay several hundred bucks for books either, so I found other ways to save. Read the rest of this entry »

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How to Make Cheap Facial Masks at Home

May-4-2015 By Frugal 101

It is amazing how many different creams and facial masks we see on store shelves. Advertisements make us believe that each of them is the best and that if we don’t start using their particular mask or cream, our face will soon be covered in deep wrinkles or terrible blemishes. We, frugal people, are not that easy to trick. You really don’t need to spend too much money on cosmetics. Learn how to make facial masks at home. It is easy, cost-effective and you will be amazed with the results.

One of the easiest masks which I use a lot, is a yogurt mask. It will work for all skin types. Read the rest of this entry »

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Best Places to Find Internet Coupons

Apr-27-2015 By Frugal 101

You probably already know frugal shopper’s golden rule – never pay a full price. There are so many internet coupons available that it is almost a crime not to use them. Read the rest of this entry »

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Save Money by Making Things Last Longer part I: Clothes, Jeans, Knitwear, Carpet

Save Money by Making Things Last Longer part II: Nail Polish, Lipstick, Food Mattress

9.    Cell phone Battery. Turn your phone off when you are not planning to be using it (when you sleep or when you are water-skiing, for example). Also, if you are somewhere where there is poor reception, turn the phone off. When your phone is searching for service, it is working very hard, so they battery will die fast. Read the rest of this entry »

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A garage or a yard sale can be a disaster unless you know how to prepare for it and what to expect. If you follow these yard sale tips, it will be smooth and painless. At least I hope so.
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Frugal Desserts: Easy Eclair Recipe

Apr-6-2015 By Frugal 101

I have to confess that when I got married, I didn’t know how to cook, which is pretty unusual for an Eastern European woman. I ruined quite a few recipes before I learned how to make even the most basic things. This éclair recipe was one of very few things that I didn’t screw up and the taste….. You have to try them yourself.
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Frugal Romantic Date Ideas. Part 1

Mar-30-2015 By Frugal 101

Even though Valentine’s Day has already passed, it is not a bad idea to get romantic with your partner and go on a date. Remember that being romantic doesn’t have anything to do with spending lots of money. There are plenty of affordable or free romantic date ideas for loving couples. Read the rest of this entry »

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How to Raise Your Credit Score Instantly

Mar-23-2015 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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One of my favorite things about online shopping is Cash back sites. All the ones I use are free to join, easy to use, absolutely safe and you don’t have to do any extra effort to get some cash back. All you have to do is click through links to your favorite stores through a cash back site before you shop there. And that’s it. All your purchases will automatically credit to your account and then sent to your PayPal if you have one. If not, some cash back sites will send you a check. Read the rest of this entry »

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