Frugal Tips

Frugal tips for all. Simple ways to save and earn.

I don’t like to spend extra money on things that I can live without, so when a friend of mine told me she bought a bread machine and was highly recommending it, I just nodded and switched the subject.
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Declaring personal bankruptcy should be your last resort. You probably heard it many times from many different people. While this is true and filing for bankruptcy should be avoided at all costs, bankruptcy does have some pros.

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Four Greatest Credit Card Myths

Jun-15-2015 By Frugal 101

Here are the most popular credit card myths:

1. My card isn’t really open until I activate it.

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If you owe more than $10,000 on a credit card, it is time to reconsider the way you are paying your debt off and contact your credit card company.

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The American financial system can be very confusing, which is one of the reasons why so many people are in debt.

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Your How-to Guide to Cooking Cheap

May-25-2015 By Frugal 101

The biggest mistake people are making while trying to save money on food, is buying cheap snacks and junk food. As a result they end up spending more on doctors and pills. The best way to go is cooking cheap, which doesn’t have to mean unhealthy. Read the rest of this entry »

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Many people mistakenly assume that if the organization they are seeking debt help from is Christian, they are at a lesser risk of being scammed. Unfortunately, the fact that the organization calls itself Christian, doesn’t mean that it is Christian at all.

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As if college tuition isn’t high enough, those “evil” professors make you buy textbooks. These textbooks usually cost a hundred bucks or more, so for full-time students who are talking 5 classes, books cost more than $500.

The most effective way to save money on textbooks, according to my ex-classmates, was not buying them at all. studentAmazingly, they somehow passed the classes and got more than D’s for them. Since I have always been a nerd, I didn’t want to do that. I didn’t want to pay several hundred bucks for books either, so I found other ways to save. Read the rest of this entry »

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How to Make Cheap Facial Masks at Home

May-4-2015 By Frugal 101

It is amazing how many different creams and facial masks we see on store shelves. Advertisements make us believe that each of them is the best and that if we don’t start using their particular mask or cream, our face will soon be covered in deep wrinkles or terrible blemishes. We, frugal people, are not that easy to trick. You really don’t need to spend too much money on cosmetics. Learn how to make facial masks at home. It is easy, cost-effective and you will be amazed with the results.

One of the easiest masks which I use a lot, is a yogurt mask. It will work for all skin types. Read the rest of this entry »

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Best Places to Find Internet Coupons

Apr-27-2015 By Frugal 101

You probably already know frugal shopper’s golden rule – never pay a full price. There are so many internet coupons available that it is almost a crime not to use them. Read the rest of this entry »

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