Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Great Deals on Closeout Shoes at 6PM

Oct-13-2009 By Frugal 101

Unfortunately for me, but fortunately for you I found another neat closeout shoes site.

Unfortunately for me, because this site became another distraction from my everyday life. Fortunately for you because every week they have some fantastic deals on discount and closeout shoes, which I will be blogging about since I am hooked to the site already anyway. ;-) Read the rest of this entry »

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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
23 Temporary tattoo. To make your temporary tattoo last longer, try not to wash the area where it was applied (I am sure you figured this one out by yourself). After it is applied, put some baby powder on the tattoo. This will help to absorb your body’s natural oils. Some people say that using a hairspray on it before the powder works even better.
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Professional Debt Management

May-14-2013 By Frugal 101

Free debt consolidation means converting number of unsecured loans into an unsecured loan or secured loan backed by an asset, that acts as collateral. In case of non-payment of loan, the lender can sell the asset and get back the amount given as the loan, and since, the risk of lender is less in case of secured loan, the interest rate of secured loan is lesser than unsecured loan. Many companies act as debt consolidator and discount the amount of loan. One can consolidate all the monthly debts into single reduced monthly payment. Even in case of bankruptcy, the free debt consolidation can be used where the debt consolidator will buy the loan at discount but decision of consolidation should be weighed properly since consolidation can affect the ability of debtor to discharge debt.

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Regardless of what credit advisors tell you, most people don’t need professional reduction help. With enough motivation, determination and self-discipline almost anyone can get rid of their debt without any professional help.

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How to Raise Your Credit Score Instantly

Apr-30-2013 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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Quick and Cheap Gift Ideas for Procrastinators Part 1 HERE

In my last post I rambled way too much, so I was able to list only 2 cheap gift ideas before kids woke up from their naps. Today I promise to get straight to business and give you at least 5 more.:-)

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22 Easy Tips to Save Money

Apr-16-2013 By Frugal 101

We often associate the phrase “saving money” with something unpleasant, such as not going shopping for awhile or skipping our regular Saturday night out. These would certainly help, but there are a number of other easier ways to save money, which many people are neglecting. The reason for neglecting them is probably the fact that you don’t save a lot of money at once. Every time you do or don’t do something you save cents, but if you make them a habit, you will be surprised how quickly these cents will add up and help your budget.counting money

Here are the things which every frugal person should remember: Read the rest of this entry »

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If you are a procrastinator and think about gifts a few hours before the holiday, this post on quick and cheap gift ideas should be very useful for you.

I have to admit – I am one of these nerds, who thinks of gifts 6 months before the actual holiday and prepares them for at least 3 months prior. My husband is the complete opposite. He usually plans to go to the store the day before the holiday (if he doesn’t forget about it that is) and due to the “irony of fate” something will always happen on his shopping day, so he will end up not going at all. He feels bad about it, because he knows that gift giving is a very important part of my culture, but he just can’t himself. He is the biggest procrastinator when it comes to holidays and presents. Read the rest of this entry »

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Cheap Recipes: Salads

Apr-2-2013 By Frugal 101

I love salad recipes, because they are very hard to screw up and they allow me to be creative. Here are some of my favorite tasty and cheap recipes:
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Five Simple Ways to Reduce Debt Fast

Mar-26-2013 By Frugal 101

There are many ways to reduce debt fast, but not all of them are easy.

These are my favorite ways to eliminate debt, because they don’t require much effort, but are quite effective.

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Huge Money Mistakes Even Smart People Make

Mar-19-2013 By Frugal 101

The American financial system can be very confusing, which is one of the reasons why so many people are in debt.

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