Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Archive for July, 2016

Five Simple Ways to Reduce Debt Fast

Jul-30-2016 By Frugal 101

There are many ways to reduce debt fast, but not all of them are easy.

These are my favorite ways to eliminate debt, because they don’t require much effort, but are quite effective.

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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
Last time I wrote about how to save money by making your clothes (general, jeans, knitwear) last longer and how to protect your carpet. Today I’ll write about how to make nail polish, lipstick, food and mattress last longer.
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Want to kill your credit score instantly? No problem. Here are five easy ways to kill it fast.

1. Every time you visit a store, apply for their credit card. Every time you do this you will not only get a new attractive piece of plastic and a 10% off your first purchase (something that you really didn’t need), but you will lower your credit score by 5 points every time you open a new card.

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