Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Archive for December, 2016

If you are a procrastinator and think about gifts a few hours before the holiday, this post on quick and cheap gift ideas should be very useful for you.

I have to admit – I am one of these nerds, who thinks of gifts 6 months before the actual holiday and prepares them for at least 3 months prior. My husband is the complete opposite. He usually plans to go to the store the day before the holiday (if he doesn’t forget about it that is) and due to the “irony of fate” something will always happen on his shopping day, so he will end up not going at all. He feels bad about it, because he knows that gift giving is a very important part of my culture, but he just can’t himself. He is the biggest procrastinator when it comes to holidays and presents. Read the rest of this entry »

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Many people mistakenly assume that if the organization they are seeking debt help from is Christian, they are at a lesser risk of being scammed. Unfortunately, the fact that the organization calls itself Christian, doesn’t mean that it is Christian at all.

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I don’t like to spend extra money on things that I can live without, so when a friend of mine told me she bought a bread machine and was highly recommending it, I just nodded and switched the subject.
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People often associate saving money with having to suffer and sacrifice. Power of saving money often lies in learning how to save on small things and make this a habit. I learned that we save a lot of money by simply making some ordinary things last longer. Read the rest of this entry »

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