Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Archive for September, 2017

Professional Debt Management

Sep-28-2017 By Frugal 101

Free debt consolidation means converting number of unsecured loans into an unsecured loan or secured loan backed by an asset, that acts as collateral. In case of non-payment of loan, the lender can sell the asset and get back the amount given as the loan, and since, the risk of lender is less in case of secured loan, the interest rate of secured loan is lesser than unsecured loan. Many companies act as debt consolidator and discount the amount of loan. One can consolidate all the monthly debts into single reduced monthly payment. Even in case of bankruptcy, the free debt consolidation can be used where the debt consolidator will buy the loan at discount but decision of consolidation should be weighed properly since consolidation can affect the ability of debtor to discharge debt.

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Searching for debt reduction help can be frustrating, because the Internet is flooded with articles, websites and help offers, each of them is claiming to be the best. While you can’t do much damage reading the articles and browsing websites, finding a good professional help is crucial.

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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
23 Temporary tattoo. To make your temporary tattoo last longer, try not to wash the area where it was applied (I am sure you figured this one out by yourself). After it is applied, put some baby powder on the tattoo. This will help to absorb your body’s natural oils. Some people say that using a hairspray on it before the powder works even better.
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Cheap Recipes: Salads

Sep-6-2017 By Frugal 101

I love salad recipes, because they are very hard to screw up and they allow me to be creative. Here are some of my favorite tasty and cheap recipes:
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