Frugal Tips

•    The 100 dollar bill has been the largest denomination of currency since 1969 (in circulation).

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Whether you were forced to cut your spending by the unfortunate circumstances or decided that spending less is a good new year resolution, these tips will help you reach your goal. Here are some PAINLESS ways to save money:

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Last week I wrote about a must-have item in our home – a bread maker. The bread maker was the first item that I actually insisted on buying (Usually I would protest when my husband wants to buy any innovations). The yogurt maker was the second and so far the last kitchen appliance that I bought. It was only about $20 and it was worth every penny. It saves us plenty of money and the yogurt comes out delicious (and healthy!) Read the rest of this entry »

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Last time I reviewed Upromise, MyPoints and Creation Rewards – cash back sites that I used quite frequently in the past. I still occasionally use them, but there are a few others which I like more. There are BigCrumbs, Ebates and MrRebates. Read the rest of this entry »

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As if college tuition isn’t high enough, those “evil” professors make you buy textbooks. These textbooks usually cost a hundred bucks or more, so for full-time students who are talking 5 classes, books cost more than $500.

The most effective way to save money on textbooks, according to my ex-classmates, was not buying them at all. Amazingly, they somehow passed the classes and got more than D’s for them. Since I have always been a nerd, I didn’t want to do that. I didn’t want to pay several hundred bucks for books either, so I found other ways to save. Read the rest of this entry »

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We often associate the phrase “saving money” with something unpleasant, such as not going shopping for awhile or skipping our regular Saturday night out. These would certainly help, but there are a number of other easier ways to save money, which many people are neglecting. The reason for neglecting them is probably the fact that you don’t save a lot of money at once. Every time you do or don’t do something you save cents, but if you make them a habit, you will be surprised how quickly these cents will add up and help your budget.

Here are the things which every frugal person should remember: Read the rest of this entry »

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One of my favorite things about online shopping is Cash back sites. All the ones I use are free to join, easy to use, absolutely safe and you don’t have to do any extra effort to get some cash back. All you have to do is click through links to your favorite stores through a cash back site before you shop there. And that’s it. All your purchases will automatically credit to your account and then sent to your PayPal if you have one. If not, some cash back sites will send you a check. Read the rest of this entry »

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Save Money by Making Things Last Longer part I: Clothes, Jeans, Knitwear, Carpet

Save Money by Making Things Last Longer part II: Nail Polish, Lipstick, Food Mattress

9.    Cell phone Battery. Turn your phone off when you are not planning to be using it (when you sleep or when you are water-skiing, for example). Also, if you are somewhere where there is poor reception, turn the phone off. When your phone is searching for service, it is working very hard, so they battery will die fast. Read the rest of this entry »

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The biggest mistake people are making while trying to save money on food, is buying cheap snacks and junk food. As a result they end up spending more on doctors and pills. The best way to go is cooking cheap, which doesn’t have to mean unhealthy. Read the rest of this entry »

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I have to confess that when I got married, I didn’t know how to cook, which is pretty unusual for an Eastern European woman. I ruined quite a few recipes before I learned how to make even the most basic things. This éclair recipe was one of very few things that I didn’t screw up and the taste….. You have to try them yourself.
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