Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Archive for the ‘Live Debt Free’ Category

Four Greatest Credit Card Myths

Aug-16-2017 By Frugal 101

Here are the most popular credit card myths:

1. My card isn’t really open until I activate it.

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Reducing credit debt is one of the biggest concerns of many American families. As a nation, Americans have one trillion dollars just in credit card debt.

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Many people mistakenly think that living debt free is not possible in today’s world. However, this is not true.

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More Painless Ways to Save Money

Jul-5-2017 By Frugal 101

Whether you were forced to cut your spending by the unfortunate circumstances or decided that spending less is a good new year resolution, these tips will help you reach your goal. Here are some PAINLESS ways to save money:

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How to Raise Your Credit Score Instantly

Jun-27-2017 By Frugal 101

If you want to raise your score instantly, there are a few simple things you could do.

1. Call your credit card companies and see if you can raise your credit card limits. Remember, this is not an invitation for you to start spending more money. This is simply done to increase your total credit. You credit score depends on the difference between how much you owe and how much credit you still have available. The bigger the difference the higher the score.

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The only way to eliminate debt is to develop your own realistic debt relief plan. While not every debt relief strategy may suit you personally, there area few tips which will help anyone who wants to get rid of their bad debt.

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You can clear your debt much faster if you develop some new habits and learn how to live frugally. Cutting your grocery bill in half is not as difficult as many people think. Here are simple tips on how to do it.

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Declaring personal bankruptcy should be your last resort. You probably heard it many times from many different people. While this is true and filing for bankruptcy should be avoided at all costs, bankruptcy does have some pros.

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Regardless of what credit advisors tell you, most people don’t need professional reduction help. With enough motivation, determination and self-discipline almost anyone can get rid of their debt without any professional help.

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If you suffer from debt and are looking for the best debt relief solution to solve your problems, remember that there are a few “solutions” which you should stay away from.

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