Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Archive for the ‘Live Debt Free’ Category

The only way to eliminate debt is to develop your own realistic debt relief plan. While not every debt relief strategy may suit you personally, there area few tips which will help anyone who wants to get rid of their bad debt.

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You can clear your debt much faster if you develop some new habits and learn how to live frugally. Cutting your grocery bill in half is not as difficult as many people think. Here are simple tips on how to do it.

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Declaring personal bankruptcy should be your last resort. You probably heard it many times from many different people. While this is true and filing for bankruptcy should be avoided at all costs, bankruptcy does have some pros.

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Regardless of what credit advisors tell you, most people don’t need professional reduction help. With enough motivation, determination and self-discipline almost anyone can get rid of their debt without any professional help.

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If you suffer from debt and are looking for the best debt relief solution to solve your problems, remember that there are a few “solutions” which you should stay away from.

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If your credit card debt is more than $10,000, then you have a great chance to wipe it off by up to 50%.

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What is Good Debt?

Jan-2-2017 By Frugal 101

Thousands of Americans are struggling with their debt and are trying to get rid of it. However, some debt is not that bad. Some of it is actually considered to be “good”.

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Many people mistakenly assume that if the organization they are seeking debt help from is Christian, they are at a lesser risk of being scammed. Unfortunately, the fact that the organization calls itself Christian, doesn’t mean that it is Christian at all.

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The Internet is flooded with articles and websites which offer the best (according to them) debt relief advice. It is important to realize though that not all debt relief solutions are right for you, so you need to be careful not to get into traps or, God forbid, into more debt.

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Four Greatest Credit Card Myths

Nov-6-2016 By Frugal 101

Here are the most popular credit card myths:

1. My card isn’t really open until I activate it.

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