Frugal Tips

Frugal tips for all. Simple ways to save and earn.

Archive for the ‘Live Debt Free’ Category

More Painless Ways to Save Money

Jan-27-2012 By Frugal 101

Whether you were forced to cut your spending by the unfortunate circumstances or decided that spending less is a good new year resolution, these tips will help you reach your goal. Here are some PAINLESS ways to save money:

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If your credit card debt is more than $10,000, then you have a great chance to wipe it off by up to 50%.

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Five Simple Ways to Reduce Debt Fast

Dec-9-2011 By Frugal 101

There are many ways to reduce debt fast, but not all of them are easy.

These are my favorite ways to eliminate debt, because they don’t require much effort, but are quite effective.

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In case you didn’t know, the U.S. Government set millions of dollars aside to help Americans who are in debt.

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Declaring personal bankruptcy should be your last resort. You probably heard it many times from many different people. While this is true and filing for bankruptcy should be avoided at all costs, bankruptcy does have some pros.

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Reducing credit debt is one of the biggest concerns of many American families. As a nation, Americans have one trillion dollars just in credit card debt.

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Is Eliminating Debt Always a Good Idea?

Sep-30-2011 By Frugal 101

Even though I am an advocate of debt free living I have to admit that sometimes there are situations when eliminating debt may be a mistake.

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Three Biggest Lies about Fast Debt Relief

Sep-16-2011 By Frugal 101

The Internet has tons of useful information on fast debt relief, but unfortunately it also has plenty of garbage. Here are three biggest lies about fast debt elimination. Make sure you don’t fall for these:

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Want to kill your credit score instantly? No problem. Here are five easy ways to kill it fast.

1. Every time you visit a store, apply for their credit card. Every time you do this you will not only get a new attractive piece of plastic and a 10% off your first purchase (something that you really didn’t need), but you will lower your credit score by 5 points every time you open a new card.

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Many people mistakenly think that living debt free is not possible in today’s world. However, this is not true.

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