Reducing credit debt is one of the biggest concerns of many American families. As a nation, Americans have one trillion dollars just in credit card debt.
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It is amazing how many different creams and facial masks we see on store shelves. Advertisements make us believe that each of them is the best and that if we don’t start using their particular mask or cream, our face will soon be covered in deep wrinkles or terrible blemishes. We, frugal people, are not that easy to trick. You really don’t need to spend too much money on cosmetics. Learn how to make facial masks at home. It is easy, cost-effective and you will be amazed with the results.
One of the easiest masks which I use a lot, is a yogurt mask. It will work for all skin types. Read the rest of this entry »
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Even though I am an advocate of debt free living I have to admit that sometimes there are situations when eliminating debt may be a mistake.
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Buying a car can be a daunting task, especially if you don’t know where to start. Read this article to find out how to find great deals on cars and make your experience much more pleasant.
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Want to kill your credit score instantly? No problem. Here are five easy ways to kill it fast.
1. Every time you visit a store, apply for their credit card. Every time you do this you will not only get a new attractive piece of plastic and a 10% off your first purchase (something that you really didn’t need), but you will lower your credit score by 5 points every time you open a new card.
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Many people mistakenly think that living debt free is not possible in today’s world. However, this is not true.
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Pizza is considered to be the most popular cuisine in America. It is one of our favorite meals as well. To be honest I ruined a lot of products before I found my perfect recipe. Now that I’ve found, I am sharing it with you. It requires minimal efforts, minimal products and it has never failed me:
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A garage or a yard sale can be a disaster unless you know how to prepare for it and what to expect. If you follow these yard sale tips, it will be smooth and painless. At least I hope so.
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While the most frugal way to save money on vacation is to stay home, it is not always the best way. Everyone needs to get away from work, stress and troubles and have some fun. Here are some tips how to save money on vacation.
1. Wherever you are going, bring your own snacks and even some food if possible. There is no need to spend $2 on a small bag of chips or an unhealthy chocolate bar, when you can bring all these (bought in advance for a normal price) with you. Food from airport food stands or hotel vending machines is way overpriced and often very unhealthy.
The best things to bring along on your vacation are: Read the rest of this entry »
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Save Money by Making Things Last Longer Part I: Clothes, Jeans, Knitwear, Carpet
20 Socks. Unless you live in the South, you probably use socks a lot, so you can save a decent amount of money by taking a good care of them. To make sure your socks last you longer, always buy them in buy a right size, because if they are too big, they will bunch up and wear quicker. If they are too small, they may tear. Read the rest of this entry »
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